For many decades, having a job meant being an employee of a company—often for life.
Today, it’s a different story. That’s because many people are a part of the so-called gig economy of independent consultants who often move from one job to the next. This might mean selling goods through a network marketing company like Avon, moving products on Amazon or eBay, or running a home-based graphic design business. The trend is only growing: an Intuit study predicts that more than 40 percent of the U.S. workforce will be contingent workers by 2020.